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Monday, March 30, 2020

Monday, March 30, 2020

Corona Virus : A virus which affects the whole world


Corona Virus : A virus which affects the whole world

Hey readers, today's topic is very important to create awareness among the peoples about the virus that affects the whole world.

So, in this article, we're going to expose the virus named Corona Virus.

Reason and place of birth of Corona Virus

Corona Virus was firstly seen in the crowded city of China named Yu hang. This city is said to be the largest meat city in the whole of China. The famous thing about this city is that you can buy the meat of every animal in the market of Yu hang.




coronavirus
Corona Virus : A virus which affects the whole world

Well, this will become the reason for the deaths of thousands of peoples. This Virus was firstly seen in a person who buys the meat of Bat from the market of Yu hang. After 10-14 days he feels ill and when he goes for their treatment then the doctors also become afraid because they never saw any kind of disease ever. They immediately take that patent into custody buy after 3 days of inspection he died. This virus started exposing many other peoples of china.


Countries that are affected by the Corona Virus

This virus is affecting and become a matter of danger to the whole world but in some countries, the effect of this virus is very broad.
The countries which are affected by this virus are given below.

1.     China

China is the first country and the country of the birth of this Virus. This virus gives huge damage to the whole country. Of we go to the analysis then we found that Corona Virus affects more than 80,000 peoples in China. The Awareness of china can be seen from the hospital which is built in 6 days by the Chinese government.
To give proper medical facility and care to the parents of this virus china able to cure 53,000 peoples of china. If we take a look in the number of deaths then we found that
More than 1037 peoples die in China.



2.     America

The United States of America is also affected by this virus. America is the first country who take initiative to take back their peoples who are working in China but after all these attempts this virus is exploited in America also.

3.     Italy

The second most affected country of this virus in Italy. The number of affected peoples in Italy is not stable and the rate is increasing continuously. The number of deaths in Italy is more than 620.

4.     India

India is also affected by this virus. In today's time, more than 347 peoples are affected by this virus and 6 deaths are also confirmed by the government of India.
Well, India is aware of this situation and the government also gives suggestions to make a lockout named Janta Curfew is also organized by the government of India.

The whole world is fighting with this virus and they all keep fighting with this. So, here we saw the most affected countries which are affected by this virus.

Prediction of this Virus in a book
            The Eye of Death

Yes, this news is true that in a book named The Eye of Death predicted the situation of Corona Virus. According to this book, China generates this virus and china explored this virus to the whole world. According to some other books, this is also predicted that this virus will come after 10 years and after that, this virus becomes deactivate completely.


Treatment of Corona Virus

Well, there is no treatment of this virus and neither any kind of antibiotics is made to cure this effect of this virus. The best doctor's from the whole world are trying to make treatment of this virus but they are unable to find anything yet.

The health ministry of India and many other countries are said that to avoid to go outside the house. They also said to avoid to be in a group of 5 persons.

Myths related to Corona Virus

Various kinds of myths come from many online platforms in India. The most popular routers related to this virus are listed below.

1.     High-Temperature environment

Some people said that to stay in high temperature become the easiest remedy to cure this virus. This is totally a wrong news and every people should avoid it.

2.     Taking medicine of flu and fever

 A router also becomes very popular that to take the medicine of flu a person can able to cure the Corona Virus. This is also false news and not only a false but it will become the reason for the multiplication of the elements of this virus.

Many other news become popular but they are totally false news. I would personally suggest that please do not share this kind of routers anywhere.

Steps to keep away Corona Virus from you

1.     Keeps your hand clean:-

WHO (world health organization) suggested washing your hands 5-6 times a day with hand wash and if you're able to use sanitizer then use it. Wash your hands while eating the food.

2.     Avoid going outside the house

WHO also suggests that peoples have to avoided to go outside the house. This will tends to the prevention of the increasing rate of Corona Virus near you.

3.     Do not stand in a group of 5 persons

WHO and the government of India also suggested that to avoid to stand or pass away from a group of 5 persons.
The proper use of handkerchief in which sneezing tends to reduce the increasing rate of this Virus.

Conclusion

This virus becomes a very dangerous virus in the history of the whole world. Peoples are suffering from this situation and fighting with this situation continuously. I personally suggest that don't be panic and stay clam. The good precaution will avoid the situation of the Corona Virus. Many peoples are cured by the good medical facility provided by the hospitals. If we saw the rate of cured peoples in India then we got that 23 people are cured with this virus.

Thursday, March 19, 2020

Thursday, March 19, 2020

Difference between IMPS and RTGS


Difference between IMPS and RTGS

The transaction is becoming an important part of everyone life many of you hear the word NEFT and RTGS these are two words. If you confuse in these words and also in choosing what method should choose to make a transaction, then this article is going to be really useful for you.

RTGS (Real Time Gross Settlement)
Person who uses RTGS to transfer large amount that it can be a good method that a person choosing. As this name states that the speed of fund transfer is very is as it transfer amount in real time.



Timing of RTGS
Timing of RTGS can refer from different banks or branches that's why standard time is listed below.
1.     7:00a.m. To 6:00p.m. for customer transactions.
2.     7:00 a.m. to 7:45 p.m. for inter-bank transactions


Difference between IMPS and RTGS
Difference between IMPS and RTGS


Transaction limits
Minimum limit to transfer amount by using RTGS is limited to 2 lakh and the maximum amount limit is not limited transfer as such you want.
To get RTGS enabled account, you can check eligibility, either on online banking portal or contact your bank. If you are using RTGS to transfer fund make sure that you and recipient both have RTGS enabled account. If any one of you have not RTGS enabled account, then you cannot enjoy the benefits of RTGS technology.




IMPS (Immediate Payment Service)
IMPS is an another real time payment service. It is used to transfer funds immediately from one bank to another bank.

Timing
One of the best things about this service is it allows you to transfer amounts 24x7. It provides 24x7 service that facilitates the users to transfer funds immediately at any time from any place on whole day. It also works on the day of the holiday of the bank.

Transaction Limit
It allows to transfer small amount only, this can be a down side of this service as it allows transfer not more than two lakhs. You can transfer money as small as you want, but it should be less than two lakhs.

Conclusion
As all the necessary thing related to IMPS and RTGS are described above. We can say that IMPS is the best option to transfer money, but maximum limit or IMPS is only 2 Lakh. Therefore, if you want to transfer an amount less than 2 Lakh than IMPS is best option but if you want to transfer more than 2 Lakh then you can try RTGS.


Monday, March 16, 2020

Monday, March 16, 2020

Top 5 Best Companies of Mutual Funds in India


Top 5 Best Companies of Mutual Funds in India

Mutual funds are very helpful investment instrument which can give you a huge amount of interest after a period of time. In this article we're going to talk about the best 5 best Mutual funds companies in India.



Mutual fund Companies in india
Mutual fund Companies in india





1.     ICICI Prudent mutual funds

This company is said to be the best company for the investment in mutual funds this company had a collaboration with the company name Prudential Plc which is situated in the UK. The AMC of this company is also very impressive which is almost 3 lac crore rupees. This company holds the number one position in the filed of the industry of mutual funds. This company collaborates with ICICI bank of India and Prudential Plc. This company was formed in the year 1993.


2.     HDFC Mutual Fund company

This company is the second-largest insurance company in India the AMC of this company is approx 3 lac crore which is equal to the AMC of the ICICI mutual funds company. This company is also the best company in the field of mutual funds. HDFC Mutual Fund company is firstly introduced in the year of 1999.

3.     Reliance Mutual funds company

Reliance is the only company and the largest company which has the maximum rate of diversifiers in it. This company had a great amount of AMC which is approx 2.5 lac crore rupees which makes it reliable and trustworthy mutual funds investment company. This company was firstly introduced in the year of 1985.

4.     SBI Mutual funds

SBI mutual funds is also a very reliable company for investment in mutual funds. This company is also named as one of the oldest companies for mutual funds. This company is the collaboration of two companies named State Bank of India (SBI) and a company named EAM company which is situated in France. The year in which this company is first introduced is 1987.

5.     Kotak Mahindra Mutual funds

This company is the last best company in the list of best companies for investing in mutual funds. This company is part of the Kotak group which is working in India for a long time. This company was firstly introduced in the year of 1985. Mr. Uday Kotak is the founder of this company.

Conclusion

In this article we saw the top 5 most popular companies for the investment of mutual funds in India. These are are reliable and trustworthy companies which are serving in India from a long time.
Monday, March 16, 2020

Difference between NEFT Vs RTGS


Difference Between NEFT Vs RTGS

Transaction is became a important part of everyones life many of you hear the word NEFT and RTGS these are two words. If you confuse in these words and also in choosing what method should choose to make transaction, then this article is going to be really useful for you. 


NEFT v RTGS




NEFT (National Electronic Funds Transfer)

One-On-One transaction bases is used in NEFT transaction to the recieptents recipient’s account. One of the best thing of this method it doesn't have any minimum or maximum transaction limit in a day, that means you can transfer any amount you want to transfer to the recipient.

Timing of NEFT Transaction

One of the most important thing of this technology you should know about it that transfer of amount success in 12 batches of time. 


1.     8:00 am to 6:30 pm on weekday.

2.     For Sunday their is 6 batches between 8:00 am to 1:00 pm.

Most important thing of NEFT everyone should know before making transactions that is NEFT is not available on Sunday only available in weekdays.

3.     If the transaction is initiate after the specified hours for that day, it will be proceed to next working day.

Transaction limit

Their is no any maximum or minimum transaction limit in NEFT. whereas, per transaction limit is set to 50,000. By using NEFT you can transfer money from one bank to another bank throughout India.

RTGS (Real Time Gross Settlement)

Person who is using RTGS to transfer large amount that it can be a good method that person choosing. As this name states that the speed of fund transfer is very is as it transfer amount in real time.

Timing of RTGS

Timing of RTGS can be reffer from different banks or branches that's why standard time is listed below.

1.     7:00a.m. to 6:00p.m. for customer transactions.

2.     7:00 a.m. to 7:45 p.m. for inter-bank transactions

Transaction limits

Minimum limit to transfer amount by using RTGS is limiyed to 2 lakh and maximum amount limit is not limited transfer as such you want.

To get RTGS enabled account you can check elegibility either on online banking portal or contact your bank. If you are using RTGS to transfer fund make sure that you and reccipient's both have RTGS enabled account. If any one of you have not RTGS enabled account then you cannot enjoy the benefits of RTGS technology.

Thursday, January 09, 2020

Thursday, January 09, 2020

Immediate Payment Service (IMPS): A generally used money transferring payment method

Immediate Payment Service (IMPS): A generally used money transferring payment method


Hey readers, today's topic is very interesting because today we're going to talk about Immediate Payment Service (IMPS).

We are living in a fast forward world and in this world, everyone wants his/her work can be done in minutes. Before some time there was a lack of facilities for doing work immediately and that's why people had to face many problems in doing many works like transport and many others. In this matter, there are also many problems to transfer their money from one place to another.


imps
IMPS



In today's world where technology is being the main source of life. Many peoples need to sent money from one place to others.

To solve this problem a solution came that this Immediate Payment Service (IMPS).

      What is IMPS?

Immediate Payment Service (IMPS) refers to a service that is used to done instant payment. This is also called the best method of Inter-bank electronic funds transfer. This service is the most used service in India. IMPS (Immediate Payment Service) can be done with the help of mobile phones, laptops, and many others also. As the name of IMPS (Immediate Payment Service), we easily assume about the work that this service help to transfer money immediately. 


      History of IMPS?

This service is firstly introduced in the year of 2010. The exact date of launching of this service was 22nd November 2010. The operating area of this service is in India. This service did not reach other countries yet. IMPS (Immediate Payment Service) is now controlled by the National Payment Corporation of India (NPCI). NPCI launched this service with the help of its four partners which are State Bank of India, Bank of India, Union Bank of India and ICICI Bank. These are the partners of NPCI at the time of launching. NPCI also included HDFC Bank, Yes Bank, Axis Bank for expanding this service.



      Current situation of IMPS in India?

IMPS becomes the main source of transferring payments from one Bank account to another. This current situation of IMPS in India is very abroad. In today's time, there were more than 53 commercial banks using this service. 101 banks which are Rural/District/Urban and some cooperative bank also which are using this service.


      Is IMPS is a safe method for payment transferring method

Yes, IMPS (immediate payment service) is totally a safe technology to transfer money. This service is adopted by most of the bank. This service is the best service which is provided by the government to easily transferring money from one place to another. IMPS safely transfer 200 million dollars transaction in every month. This is a very huge level which clarifies that this service is very trustworthy and reliable.

      Requirements to transfer money through IMPS

A person who wanted to send money through IMPS should know the bank account number of that person for whom he wanted to send money.

Conclusion

So, here we saw all the information about IMPS (Immediate Payment Service). This service is very trustworthy and reliable which doesn't take more charge for using this service.

Wednesday, January 08, 2020

Wednesday, January 08, 2020

Top 5 car insurance companies in India


Top 5 car insurance companies in India

In today's time, everyone wants his/her assets are getting safe from any kind of disaster. We listened to many accidents and incidents every day in which we saw that many vehicles no matters whether is it a commercial vehicle or any other vehicle they all had accidentally damaged any time. If we saw before some years we got that there were no facilities to overcome with this but now we had plenty of ways to overcome the loss of vehicles.

car-insurance-companies-in-india
car-insurance-companies-in-india


Their insurance companies provide the facility to overcome the loss of many accidental problems which was done with the insured person.


       What is the insurance company?

The insurance company is an organization that promises to pay a certain amount in return of some premium to the insured object.


       Top 5 car insurance companies in India

1.     Bharti AXA General life insurance company

Bharti AXA General life insurance company is a great company for car insurance. This company also provides the facility of some other types of insurance but this company is a well reputable company in the matter of car insurance.

Bharti AXA General life insurance company had 79 offices in all over India.

Bharti AXA General life insurance company issued more than 9.8 million policies which make the reputation of this company in high demand. Widespread cashless garage facility with 2,500+ registered garages all over India.

This company had a special add-on covers like Zero Depreciation Cover, No-Claim Bonus Protector, etc.
Bharti AXA General Insurance offers a good facility to its customers.



2.     The New India Assurance company

This company is also a very good reputation company in the matter of car insurance. The area of this company is very abroad because this company provides it's faculty in more than 28 countries. This specialty of this company makes it trustworthy and reliable. This company worked in the car insurance industry for 40 years. This company has 2,452 offices worldwide with 1,339 micro offices.

3.     Tata AIG General insurance company Limited

This company is another franchise of Tata Company groups. TATA AIG provides the car insurance facility to the whole world. TATA AIG company started in the year 2001. The area of this company is not very abroad but this company gives the best facility to its customers. This company had 150+ offices all over the country and the directors of this company started to push their business in other countries.

4.     Bajaj Allianz General insurance company

This company got the award of the best insurance company in India many times. Bajaj Allianz General insurance company is also a trustworthy and reliable company for general insurance.

5.     ICICI Lombard General insurance company

This insurance company is counted in one of the best general insurance company in India. This company had plenty of policies in lots of criteria. The claiming process of this company is very easy and efficient. ICICI is mainly provided banking facility but they started to provide general insurance and many other facilities to their customers.