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Tuesday, December 03, 2019

Tuesday, December 03, 2019

What is Bharti AXA Life Shining Stars Insurance Plan for Children ?

What is Bharti AXA Life Shining Stars Insurance Plan for Children ?

If you’re a responsible parents and you’re stressed about thinking on expenses of higher education of your children, then you should relax because Bharti AXA has launched the “Bharti AXA Life Shining Stars” policy only for this purpose. This policy is giving lots of benefits along with some relaxation and zero limitations. This is the policy that everyone should know about and that’s why In this article, I am going to explain that what is “Bharti AXA Life Shining Stars Insurance Plan for Child”, a newly launched Life Insurance Plan from Bharti Axa.

What is Bharti AXA Life Shining Stars?

This is the new Child Insurance policy launched by Bharti AXA. In this life insurance policy, the Bharti AXA is going to cover the children along with their parents. It means that there’s no need to buy any special or particular life insurance policy for Children. Bharti AXA is giving cover to both Parents and their Children in this Bharti AXA Life Shining Stars Policy. This policy provides security to all family problems.

Company’s saying on Bharti AXA Life Shining Stars Policy

The company has said that Bharti AXA Life Shining Stars is a non-linked and non-participating limited pay life insurance plan which gives payout return on maturity. This will help parents to collect enough amount of funds so that theirs children future remains secure. The Bharti AXA Company also added that through this insurance plan, the parents can be relaxed from the expenses on higher education of their children and other emergency expenses.

Talking about the details of Bharti AXA Life Shining Stars Policy, the Bharti AXA CEO Vikas Seth said that Education and Career planning of children is the first priority of any parents and for that, they have to think on financial arrangements. The handling of educational expenses is not an easy task and that’s why company has launched this policy.

He further added, This policy has double advantage of Savings and Security, the parents have to relax from the future educational expenses of children. They will get full financial help in different stages of their career so that they can achieve success without any compromisation.

Some Details of Bharti AXA Life Shining Stars Policy

In this insurance policy, the parents can choose between Plexi Payout and Annual Payout as per their needs. They can make the choice on the initial stage of the policy and the best part of this is that one can make changes at the time of maturity so that parents cannot be restricted to their initial decision. The minimum age to purchase Bharti AXA Life Shining Stars insurance Policy is 18 years and maximum age is 60 years. The person who purchases this insurance policy and pays premiums will get various benefits on taxes as well. If you’ve some questions regarding this policy, then you can freely ask your questions.

Thursday, November 21, 2019

Thursday, November 21, 2019

How to Open Bank Account in Axis Bank ?

How to Open Bank Account in Axis Bank

Hey readers, this is a fascinating topic that everyone should know that is how to open saving account in a private bank named Axis bank who want to open an account in this bank. All the applicant who want to apply in this bank firstly they should know about this bank. So, let’s get started.

What is Axis Bank?

Axis Bank
Axis Bank

It is a third-largest private bank of India is offering a wide assortment of financial products. The head office of the bank is in Mumbai, Maharashtra. It has 4050 branches, 11,801 ATMs and 4,917 cash recyclers spread all over India as of 31 March 2019 and also 9 international offices. The employee of the bank counted 55,000, which is a great number. If you want to open an account in this bank than we have to discuss eligibility criteria first for better understanding. 

Eligibility criteria to Open Saving Account in Axis Bank are listed below :

•    The applicant should be a citizen of a country in which an applicant what to open an account.
•    The applicant should be 18-year-old and above to be eligible to open an account, except in the cases of minor saving account.
•    The applicant will be required to submit valid KYC documents providing their identity and address proof along with the account opening form.
•    Hindu undivided families are also eligible.
•    At the time of opening the account after completion of all processes, the applicant has to deposit initial payment depending upon the minimum balance requirement of a particular saving account.
Documents required for Axis Bank Saving Account are listed below:

For Individual Applicants

•    Two passport size photographs for the form. If applying offline.
•    Proof of identity – Voter’s ID Card, Passport, Driving License, etc.
•    Proof of address – Voter’s ID Card, Passport, Driving License, etc. If the temporary and permanent address is different than both addresses must be submitted.
•    PAN Card.
•    Form 16 (if the applicant doesn’t have PAN Card).
Additional documents required for Hindu undivided families.
•    All the documents mentioned in the Individual of Karta.
•    Declaration form from Karta
•    Prescribed joint Hindu family letter that has been signed by Karta.
For Joint Application
•    Identity and address proof of both parties.
•    In the case of the married couple, only the address of the primary account holder will be required.

Steps to Open an Axis Bank savings account are listed below.

•   Visit the Axis bank homepage. Visit the bank if you want to open offline. 
•    Press the saving account button. Take a form if applying offline.
•    Now choose the type of saving account you want to open in both cases online and offline.
•    Now the applicant has to fill the form in both offline and online mode. Note, all fields would be required to fill to avoid rejection.

•    As soon as the applicant applying for saving accounts, they that to submit the proof in the form of the document listed above. 

•    Once the form filled than submit the form online and visit the Bank to complete your KYC. If applying in offline mode than submit the form in the bank with KYC documents.

•    If you complete all steps told before then the executive will verify your documents.

•    This is the last step to the initial deposit of some amount in the account according to a minimum balance requirement.

•    Now, your account is Opened executive will provide you essential documents of Bank.

If all the steps you have completed than congratulation your account is ready for a transaction.

Wednesday, November 13, 2019

Wednesday, November 13, 2019

Aditya Birla Sun Life Insurance Company : A one of the best insurance company in India

Aditya Birla Sun Life Insurance Company: A one of the best insurance company in India

Hey readers, this topic is very fascinating because in this article we're going to talk about one of the best insurance company in insurance market. The Name of this company is ABSLI.

(Aditya Birla Sun Life Insurance Company)

Aditya Birla Sun life

Topics which are discuss in this article.

1. Introduction 
2. Income status
3. Network Area 
4. Categories

1. Introduction 

Aditya Birla Sun Life Insurance Company is an undertaking company of Birla Sun Life Assets Management Company. This company is a joint venture company of Aditya Birla Group of India and Sun Life Insurance group from Canada. This company was established on 4th August, 2000.

On 17th january, 2001 this company is start doing commenced operations.

ABSLIC is said to be One of the leading life insurance company of India. This company provides lots of insurance schemes to it's customer's. The category of insurance policy provided by ABSLIC to it's customers.
At current time this company cross more then 2 millions of policy holders. 
The percentage share of Aditya Birla Group in this company is 51% and 49% are owned by Sun Life Finance group.

2. Income status

If we talk about Income of this company let me clarify you that according to the recent reports Birla Sun Life Insurance Company Generate the total AUM of $ 410,110 million. This can be more in upcoming years. This company also generate annual income from premiums is about $ 12,617 million. This income is massive income as a insurance company. It will also increase in the upcoming years. 

3 . Life insurance categories

This company provides various kinds of policies to it's customers. This company has various categories of insurance company.
The categories of life insurance are listed below.

1. Life term solutions = In this category company provides whole life insurance policies to it's customer's.

2. Saving with protection = In this category company offers accidental coverage or disease coverage to the policy holder.

3. Children future solution = In this category of Insurance policy company offers insurance policies related to Children future coverage.

4. Pension solution plan = On this category company offers to their customer a pension plan after an suggested age.

5. Whole life term plan = This plan refers to a plan which gives a whole life cover plan to the policy holder. The return of this plan on the maturity is very high. This will give a huge benefit to the policy holder.

4. Network area of ABSLIC

It contains a large area or we can say networking area. In the current stage ABSLIC has their network in over 500 cities and 560 branches 85,000 advisors with 140 partner's. The network area of this company is great but there are some other companies who have more area then ABLIC.


So, here are all the information about Aditya Birla Sun Life Insurance Company (ABSLIC). This company is an leading company in their field and gave a tight competetion to it's competetors.

Hope you like. 

Saturday, November 09, 2019

Saturday, November 09, 2019

Mutual Funds: A best professionally managed investment fund

Mutual Funds: A best professionally managed investment fund

Hey readers, today's topic is very interesting because today we are going to talk about Mutual Funds. Now, in days everyone who had money wants to invest it in a manner that he get interested after a specific time. There are many ways to DE investment in money. Mutual fund is also an investment Funds like other.

So, In this article, we're going to discuss the whole information about Mutual Funds.

Topics to be cover

1. Introduction of Mutual fund.
2. History of Mutual funds.
3. Advantages and disadvantages of mutual funds.
4. Myths about Mutual Funds.

So, let's start with

1. Introduction of Mutual Fund

Mutual Funds are said to a source of investment. Mutual Funds can be defined as a professionally managed investment funds. It pools the money to purchase securities from most of the investors. The investors who are willing to purchase this kind of investment fund are might be an organization, institutional or retail investors.

2.  History of Mutual Funds

Mutual Funds are firstly introduced in the year 1773-1774 from the Dutch republic. This year the Dutch Republic faced a huge financial crisis in its region. To come out from this crisis they planned a professionally managed investment policy called Mutual Funds. This policy will very helpful to them. This policy not only helps to recover the Dutch republic from the financial crisis but also helpful for making stability in its economy.

Secondly, it was introduced by the United States in the year of 1890. They also introduced is open up function for the first time and make it more relevant which was accepted by the whole world.

Advantages and Disadvantages of Mutual Funds.


1. Dividing funds

In Mutual Funds, your diversification might be increase. It also decreases the risk and that's why it is said to be one of the biggest
Advantages of Mutual Funds.

2. Government interruption

The policy of mutual funds is governed by the government. It assures the policyholder from frauds and scams.

3.  Liquidity

Mutual fund provides you the daily liquidity service. This facility makes it unique because in investment the liquidity percentage is might be low but in mutual funds, you can enjoy the everyday trading facility.


1. High cost

Mutual funds are the professionally managed funds. The work of managing these funds is done by its professionals and they charge fees to its holder. That's why it might be very costly.

2. Less control

Mutual funds are subject to market risk here you earn a profit or suffers loss is totally depends on the market position. In an easy way, we can say that you are not assured to gain profit or loss.

So, here we saw most of the advantages and disadvantages of Mutual Funds.
Now,  we're going to discuss the current stage of mutual funds in the whole world.

Myths about Mutual Funds

Many of the people's having Myths in their mind the purchase of mutual funds is equal to taking risk of your money. It is not a true statement because mutual funds required lots of patience and regularity in it. If a person can able to de this mutual funds becomes a profitable investment for him. 


So, here we see all the related information about Mutual Fund. 
Hope you like. 

Friday, November 08, 2019

Friday, November 08, 2019

Lightning bolt hits One World Trade Center in New York

Lightning bolt hits One World Trade Center in New York

Striking footage shows lightning bolt hitting the spire of the One World Trade Center in Manhattan

  • Video shot at 5am in Manhattan today shows the moment the sky lights up
  • Lightning and thunderstorms followed high temperatures in the city
  • Built in 2014 the One World Trade Center is the sixth tallest buildings in the world 

  • The moment a lightning bolt struck the spire of the One World Trade Center has been captured from multiple angles in New York.

    world trade center

    Footage shot in Manhattan at around 4:52am today shows the darkened sky illuminating when lightning comes down on the top of the tower. 
    Severe thunderstorms hit the New York state area this morning after the city experienced extreme heat throughout yesterday. 
    It was a spectacular scene when lightning hit the One World Trade Center - the main building of the rebuilt World Trade Center, located in lower Manhattan. 
    But it is not the first time lightning has struck the tower, which was completed in 2014 and is considered to be the sixth tallest building in the world, reaching a height of 546m with 104 floors.
    Since it's completion the tower has attracted plenty of bolts, memorizing those lucky enough to witness it in person.
    A bolt of lightning strikes the spire of the One World Trade Center in lower Manhattan, illuminating the New York City sky as a thunderstorm moves through the area
    The One World Trade Center is hit by a bolt of lightning. The building is one of the tallest in the world, reaching a height of 546m with 104 floors
    Lightning strikes the spire of the One World Trade Center in lower Manhattan
    Twitter user JSingh834 captures the moment lightning strikes the One World Trade Center in New York City

    World Trade Center Construction Footage

    The Center of the World: New York, A Documentary Film | Clip Share:

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  • How did they do it? Find out in this 18 minute film, Building the World Trade Center, produced by the Port Authority of New York and New Jersey in 1983 with original footage of the towers under construction.

    Full Replay: World Trade Center 9/11 Memorial And Museum Remembrance Ceremony 2019

    It's been 18 years since the September 11 attacks left nearly 3,000 people dead in the worst act of terrorism the nation has ever experienced. On Wednesday, the 9/11 Memorial and Museum will commemorate the lives lost with a ceremony honoring those killed at the World Trade Center, Pentagon and aboard Flight 93 — as well as the 1993 World Trade Center bombing.

    Friday, November 08, 2019

    PNB MetLife India Insurance Company: An insurance company undertaking by Punjab National Bank

    PNB MetLife India Insurance Company: An insurance company undertaking by Punjab National Bank

    Hey readers, toady's topic is very interesting because in this topic we're going to talk about PNB MetLife insurance company. This company is said to be one of the good reputated  Company in insurance market. PNB MetLife insurance company is an undertaking of Punjab national Bank. This company also serves in many countries like Sydney, Romania and many other countries. It has a large customer area which helps this insurance company to survive in the market. PNB MetLife makes there place in market and gave a tough competition to it’s customers. 

    Topics which are discuss in this article

    1. Introduction of PNB Metlife

    2. HISTORY 

    3. Working area

    4. Directors of PNB Metlife

    5. PRODUCTS AND SERVICES of this company

    So, let's start

    1. Introduction of PNB MetLife insurance company

    This company is one of the leading Insurance Company since 2001 in India. PNB MetLife insurance company is an Indian insurance company which provides plenty of insurance categories to there customers. 

    PNB MetLife insurance company is an public Insurance Company which provides a plenty of  insurance policies to its customers. The headquarter of this insurance company is established in Mumbai. The working of this company is said to be a great work in Indian insurance Market. 

    2. History of PNB MetLife insurance company

    Punjab national Bank had 30% shares in this company. Punjab national Bank by 30% share of metlife insurance company in 2011. After that it is a PNM Monopoly company. There are many changes in also happened in this company after this company are gets in PNB undertaking. 

    3. Network Area

    This company is now in more than 150 locations. This company had more than 10000 employees. The network area of this company is really very large. PNB MetLife insurance company is a trustable insurance company that serves their customers from many years. 

    This company also won some awards in respect of its large working network in the whole country. 

    4. Key peoples

    There are many peoples in PNB Life Insurance Company. 

    • Ashish Kumar :- Managing director & CEO

    • P K Dinakar :- Appointed Actuary

    • Sanjay Kumar :- Chief Investment Officer

    • Viraj Tamera :- Chief Internal 

    • Khalid Ahmed :- Chief Finance officer

    • Sarang chemma :- Chief compliance officer

    • Anjan Bhatacharyya:- Chief Risk Officer

    And many more.

    5. Products and services

    • PNB MetLife insurance company provide products and services to its customers. 
    • PNB MetLife super saver plan:- it is a type of term insurance plan which offers term insurance to its customers. 
    • PNB MetLife insurance pension plan :-this plan give regular pension to the policy holder after the age of 60 years. 

    There are many other insurance policies for products and services which are provided by PNB MetLife insurance company to its customers. 


    So,here we see all the information related to PNB MetLife insurance company. It is a trustable and relevant Insurance Company. if you are interested to take policy in this company then and just go for it. 

    Hope you like.